Company, Health Insurance

Millions of people, most of them elderly, are without life insurance. Many young people have the misconceived impression that they are immortal, and are in no hurry to even discuss insurance. The elderly are the people who have let the lack of life insurance get to the point of having difficulty finding a suitable plan that will fit their budget. Sooner or later, every one will need an active life insurance plan to cover expenses when they expire. Life insurance plans, and the language is hard to understand. The experts at Freedom Life Insurance company are available to assist customers, and help make an important insurance decision.

Often times the question as to the type of insurance to get is the reason why many people are not covered. Freedom Life Insurance company will give you an understandable explanation of the various types and plans. The two basic types are Whole Life and Term Life insurance. Whole life insurance has become the most popular plan that most people are investing in. It builds cash value over the years. It is more expensive than the other type, but the face value of the policy never changes, and neither does the premium. This plan pays the amount of the death benefit if it is needed tomorrow, or if the owner lives to be one hundred. This plan can be a good saving element because the growth basis is tax deferred, and it can be used to borrow from. There are many different kinds of whole life policies. Read more on Health Depot for more info.

Term life insurance is less expensive than a whole life plan, and the premiums are lower. One major difference is that the premiums may increase over the years, and the benefit amount will decrease over the life of the policy. This type of plan is only for a term period of time. It death occurs shortly after taking the policy, the benefit amount will be the amount paid into the plan. Most elderly people are taking this plan, and then surprised when it reaches an amount that they can no longer afford. Freedom Life Insurance can inform consumers of all of the unexpected costs involved with this plan. Read :


Law, Lawyers, New York

Earnings per Share, simply known as EPS, is a highly discussed term of metric, and a majority of the compensation experts around the world are confused to include it in employee payments. There are contradictory stands by them, and even companies have varied opinions on it. This is where Jeremy Goldstein, an attorney with expert knowledge in executive compensation structuring, explained the importance of EPS, its possibilities and drawbacks, and finally provides the most recommended approach on choosing the metric. According to him, using EPS metric in performance-based pay programs is a good thing.



When it comes to shareholders of a business, EPS acts as one of the largest influencers of share price, and it helps them to decide to either buy or sell stocks. Inside the companies, it helps management to decide on employee payout based on it. A study conducted recently showed that EPS being part of the pay structure helped companies to be more successful. Though it looks like a beneficial system, Jeremy Goldstein says that it creates some unfair advantage to the executives considering the competitive nature of stocks as well as its trading. A section of experts says that it may create favoritism and cause blind eyes to CEOs.



They also say that the system gives better say to executives which is against the collective control concept and may even help the executives to skew results. This makes the shareholders misled and sometimes becomes illegal. A few others think that the metric only focuses on generating short-term profitability against the long-term goals of the company. This is where Jeremy Goldstein advises a negotiated stand on adopting EPS. He asks the companies to include EPS in the pay structure but make the executives responsible for their actions. Also, EPS should be restructured to ensure long-term results and goals of the company and should be ensuring sustainable growth to the company.



Jeremy Goldstein is a lawyer based in New York City, and he is part of many executive compensation committees of various companies. He collaborated with Bank of America, NYSE Group Inc., Verizon, Goldman Sachs, and more. Goldstein has also collaborated with some of the largest acquisitions in the corporate world in the recent decades.



He is the founder of a boutique law firm, practicing in the areas of corporate governance and executive compensation, called Jeremy L. Goldstein & Associates. Goldstein has nearly two decades of expertise in the areas of mergers and acquisitions, executive compensation, and more. Learn more:



Businessman, Real Estate

The co-founder and Chief Executive Officer of Tempus, Eric Lefkofsky, started his business to provide doctors with a different method for treating cancer patients. He felt that by using the data from a patient’s genomic testing, oncologists could choose the kinds of medicines for them that will be more effective, based on what’s in their DNA. He first got the idea for starting Tempus when he saw someone close to him receive traditional treatment for cancer years ago. This pushed him to think of other things that could be done to make treatment for this disease more advanced and precise. Through the use of technology that provides significant genetic information, he felt that doctors could get a deeper view into a patient’s medical background, and could treat them based on this individual data rather than just relying on regular methods.

Eric Lefkofsky is an innovator who has a deep interest in how to make businesses operate in a more effective way. He not only runs a company that focuses on using technology for better results, but he also teaches classes on the subject at the University of Chicago’s Booth School of Business, where he is an adjunct professor, and he previously taught Applied Technology courses at DePaul University and Northwestern University. In addition to his instructional endeavors and his leadership at Tempus, he is a philanthropist who supports organizations that help others with educational and scientific aspirations, as well as those that are aimed at helping people who are in need all over the world

He encourages entrepreneurs to take risks and be bold when handling business responsibilities, and in his book entitled Accelerated Disruption, he outlines the steps they can take if they want to find the right kind of industries to innovate, as well as how they can come up with a strategy that will bring in capital that will keep their business running during its most critical stages of development. On top of being the co-founder of Tempus, Eric Lefkofsky, who has a JD degree from the University of Michigan, is also the co-founder of a venture fund business called Lightbank.

Inmate Phone Calls, Video Visitation App

If you’ve ever been incarcerated, or have a loved one who is, you know the value of staying in touch. Companies like Securus Technologies make that connection possible. In recent years, the cost of calling and video visitation has gone down significantly. This has been somewhat of a blessing, as there was much concern over the extreme prices charged by many carriers. Not only has Securus Technologies added services, but they’ve made them affordable. Securus has also brought along new technology and acquired new companies to make facilities safer, and better places in general.


Among the recently acquired is GovPayNet. This company was started over 20 years ago to make payments to government agencies much easier. Having a streamlined system for payments such as traffic tickets, probation fees, home monitoring and court costs, have made things much simpler for everyone involved. JPay, another financial service, has also been acquired in the last few years. Combined with Securus Technologies, the companies can introduce new technology at a much faster rate in correctional facilities. Recently, JPay has come out with tablets for inmates to purchase that includes educational software, and courses they can take to advance their skills.


Securus Technologies, having been in business since 1986 has a great deal of experience in the business. Having received an “A+” rating from the Better Business Bureau, the company strives to provide excellent customer service. A recent survey also uncovered a customer satisfaction rate around 95 percent. This is unusually high, and customers report that most of their concerns are resolved in just one call. Making advancements in the world of corrections can sometimes be challenging due to the nature of the business. Securus Technologies, along with its partners, makes the safety and communication safe, reliable and affordable. It will be interesting to see the new services offered in the future by Securus.

Charter School

Rocketship Education has set the bar high for what educational standards should be like when it comes to educating young kids. This school is a public charter school that has been open for more than a decade now. Rocketship Education is truly one of a kind. This school really involves parents in their children’s education the way that no school by far ever has done. In addition to this, Rocketship Education is also dedicated to serving children who come from urban neighborhoods. The reason for this is because Rocketship Education wants to give underprivileged children a chance that they typically won’t receive because of statics.

Rocketship Education ha policies in place like no other school. In order for teachers to be hired at Rocketship Education, teachers are required to be interviewed by the parents of the children who attend the school before they are offered a job. This is because parents want to make sure that the teacher is not only qualified on paper, but they their personalities and attitudes match their credentials. Parent are able to follow their parental intuition when trying to figure out if the teacher in question is a good fit for the school and on rather or not the teacher is trained enough to treat their children properly.

With all of these guidelines in place, parents of the children who attend Rocketship Education feel at ease since the teachers are aware of how involved they are. So far, Rocketship Education has not had any negative instances when it comes to the relationships between parents and teachers. Teachers actually enjoy the closeness that they have been able to developed with the parents of their students.

Teachers of Rocketship Education have been feeling as if this closeness makes it easier for the students to learn each and everyday. They also feel as if the parents are able to continue teaching what their child is learning in class while they are at home for better test scores. These techniques prove to be working as of now because Rocketship Education is one of the best elementary schools out as of now.


Randy Hildebrandt grew up looking up to Ryan Nolan, the best pitcher during his era and played for Astros and Rangers, which were the leading teams in the Texas. As his idol, Randy joined pitching in high school and pushed himself towards acquiring the best positions in his game. He achieved his dreams but was let down by a dislocated shoulder. Leaving pitching, he joined business and economics at A and M, where he also decided to get a job and made lots of savings on completion. After this, Randy was urged to join a company that sold insurance where he found his mentor and leader Kevin Ferrell. Within twelve months, he decided to work and even asked some of the big people in the company to mentor him into becoming a great person.

Randy joined the USHealth Group in two thousand and twelve from encouragement by his mentor Kevin Ferrell and also meeting and observing the passion with which its Chief Executive Officer Troy McQuagge had. Randy believes that this was a blessing in his life because helping people by meeting and knowing them created a sensation of care and love in his being. Moreover, Randy became the Satellite Division Leader in the USHealth Group. Follow USHealth Group on Twitter.

The USHealth Group consists of leaders who are dedicated in Helping Other People Everyday (H.O.P.E). They have come together to make donations to different organizations and also participate in charity work that help communities. They helped the people hit by the hurricane Katrina by rebuilding their homes and ensuring that safety was restored. Additionally, they donated shoes, clothing and baby formula worth thousands of dollars to The Crisis Nursery. They further spread their H.O.P.E by donating to families of children with cancer and other dangerous diseases to help them acquire their needs.

In addition, Randy has three brothers and is blessed with a wife, Ashley with two sons, Rylan and Kingston. Ashley too has one sister and three brothers. They both have different careers but help each other in building up their family. In conclusion, they are a God-fearing family who believe in philanthropic deeds to help humanity. Read:


Founder, HEALTH, US Health

Are you looking for quality advice or guidance on health insurance issues? Need to consult with a team of insurance professionals to help you select the right health coverage for your situation? If you want to purchase a flexible and affordable health plan, you need to get in touch with USHEALTH Advisors right away.

Choosing a health insurance plan or the right coverage can be complicated for most people. Knowing what to look for before you start comparing providers, plans or coverage can make it simpler. With so many companies promising to advise and guide you it can be a daunting task deciding which one to go with. It is advisable to enlist the services of a renowned company.

USHEALTH Advisors is an established health insurance provider. Numerous people have received top notch advice and guidance from this popular company and are happy with their health insurance plan and coverage. The company has been rendering health insurance services for many years and is well recognized in the industry.

When an experienced advisor carefully reviews your situation and studies the types of health insurance plans and coverage available, it becomes easier to make a good match for you or your family.

USHEALTH Advisors is well known for its outstanding service and customer support. This highly reliable and reputable company offers quality products and services to individuals and self-employed people.

If you take a look at several health insurancewebsites you will notice that there are a variety of health insurance plans to choose from. You’ll also find that prices can vary greatly among providers, which is why you need to find a company that has a proven track record in the health insurance field. That’s where USHEALTH Advisors can help. USHEALTH Advisors has an established history of offering excellent health insurance products and services.

Professionals at USHEALTH Advisors are passionate about meeting the needs of customers, so they take the time to evaluate your situation and explain how things in a way that you’ll understand. They strive to ensure that you are completely satisfied with your purchase and coverage.

Learn more:

Financial Expert

Being an entrepreneur is not easy. In fact, one could say that starting a business is like running against a tide of adversity. However, this is one business leader that is making it easier for entrepreneurs to realize their dreams. That man, Glen Wakeman, has quickly become an entrepreneur’s best friend.


With his company LaunchPad Holdings LLC., Glen Wakeman provides a Software as A Service (SAAS) product which helps entrepreneurs with their online business planning. Today, Launchpad Holding’s services have helped thousands of people create a roadmap to their success. And for Mr. Wakeman, helping future tycoons isn’t just a business, it is a passion.


On his blog, Glen Wakeman helps entrepreneurs with thoughtful advice on how to get more leads, close more sales and avoid pitfalls encountered by most new businesses. In his blog entry entitled, “Company Values Create The Culture,” Mr. Wakeman advises companies to create a set of “10 Commandments” that outlines a company’s values. These commandments should include the expected behaviors of each and every employee ( Glen Wakeman also advises that company leaders should revisit these values and commandments each year to ensure the list remains relevant.


In another blog entry entitled, “Build Your Brand By Investing In Your Community,” Mr. Wakeman points out that companies can promote growth by becoming active in their own community. One of the tactics spelled out by Mr. Wakeman is to have company employees reach out to the community via social media. Using Youtube, Facebook, and Twitter, company employees can discover the needs of the community, such as literacy or health. Then the company’s employees can build a program to address the community’s needs. The result of the outreach program could lead to a public relations boost, to the company, at a low cost.


There are few business leaders that are as passionate about helping new businesses as Glen Wakeman. From his Software as a Service company, LaunchPad Holdings LLC., to his regular business advice on his blog, Mr. Wakeman has become an indispensable guru to entrepreneurs around the world (News.Sky).


Chicago Finance

Throughout the world there are many notable causes, donating time, money and effort to charitable causes. One of the most notable and most honorable among them is charity work that aids the impoverished children of the world. Children are the future, ensuring they have a wealth of opportunity ensures a bright future for us all.


One of the best organizations putting forth this kind of effort is the International Pediatric Specialists Alliance for the Children of Vietnam or IPSAC-VN for short (OSFHealthcare). This organization works tirelessly to bring today’s most modern and advanced medical and surgical practices, working with schools and hospitals in Vietnam to bring these services to ill children in the region.


The work being done in Vietnam by IPSAC-VN promotes a self-sustaining medical environment, assisting in setting up the infrastructure to educate the medical professionals in the area. Much of the work being done apart from the actual treatment of children is to ensure an environment is fostered to continue local advancement. One of the largest contributors in both time, energy, and financial contributions is Dr. Mark Holterman.


Since 2011 Dr. Holterman has been a full-time professor at the University of Illinois College of Medicine in addition to his role as the C.E.O. and founder of Miriam Global Health. Much of his time is spent advancing the medical health industry, specializing in research into an area of medicine that is truly taking off; regenerative medicine.

Dr. Holterman is also the author of many peer-reviewed medical texts and presentations on topics like bariatric surgery, a range of surgical procedures that are used to help treat and manage obesity.


His work in regenerative medicines and stem cell research have included a successful clinical trial in which a complete synthetic trachea was created using a patient’s bone marrow cells. Much of his regenerative work has been focusing on the rebuilding or repairing of internal organs (


Cellular therapies can assist a patient in a wide range of ways, every part of an ailing body can see benefit from cellular therapies. Restoration of functionality, just one part of the amazing contributions made to the medical world by Dr. Mark Holterman.

More about Dr. Mark Holterman on Twitter

Chicago Finance

In his spare time, Perry Mandera works for the Illinois State Crime Commission (ISCC), a charity devoted to try to lower crime and juvenile delinquency rates. During the day, Perry Mandera works at Custom Companies, Inc., a company that he founded in Northlake, Illinois. At night, with the ISCC, Mandera provides training for the local law officials. For this work, he has won a Bishop Sheil Award and a Citizen of the Year award (PerryMandera1.WordPress).

Since its beginning, with the help of Mandera, the give free seminars that teach a diverse range of topics that include gang violence. Gang violence is one of the main problems that local Chicago communities have to deal with. This organization also does tactical training seminars that help legal officials become familiar with martial arts, firearms, event security and hand-to-hand combat.

Another part of Mandera’s work at the ISCC is to talk to the legislature about how it can lower crime and make existing laws stronger. The group has tried to lobby the legislature about underage drug and alcohol possession, below legal age sex offenders, impaired driving and domestic violence.

During the day, as part of his work at Custom Companies Inc., Mendoza sells three technologies that deal with transport and logistical problems. One of these technologies is called Cheetah Dispatch. A driver is given a tablet that isl

inked to satellite and through the satellite, the driver can get such information as proof of delivery of documents and automatic pickup times., The Cheetah program makes this possible.

Another technology that Mandera can help people at with what is called the Warehouse Management System. This system is meant for the customer, This program helps the customer keep track of a product when they give it to delivery service.

This technology is called the Dock Management System. This technology is meant to keep track of a customer’s freight from departure to arrival. This system is paperless and is believed to set the industry standard when it comes to dock management system program.

Perry Mandera helps the logistical systems during the day while helping to lower the crime rate during the night. This does sound like he is Chicago’s Batman (